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# Intercpa

Helping non-profits and social enterprises to increase impact with specialized CFO, accounting, consultation, and Assurance services 

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## Posts

- [Blog](https://inter.cpa/blog/)
- [Strategic Resilience in the Era of Rupture: What Nonprofit and Fintech Leaders Must Do Now](https://inter.cpa/blog/strategic-resilience-in-the-era-of-rupture-what-nonprofit-and-fintech-leaders-must-do-now/) - INTER CPA | Risk & Opportunity MonthlyIssue No. 9 | March - May 2026 "It is time for companies and countries to take their signs down." — Prime Minister Mark Carney, Davos 2026 At Inter CPA, we view risk and opportunity as two sides of the same coin. Each issue of this newsletter has tracked
- [Resiliencia Estratégica en la Era de la Rutura: Lo que los Líderes de Organizaciones Sin Fines de Lucro y FinTech Deben Hacer Ahora](https://inter.cpa/blog/resiliencia-estrategica-en-la-era-de-la-rutura-lo-que-los-lideres-de-organizaciones-sin-fines-de-lucro-y-fintech-deben-hacer-ahora/) - Inter CPA | Riesgo y Oportunidad | Edición No. 9 | Marzo - Mayo 2026 "Es tiempo de que las empresas y los países bajen sus letreros." — Primer Ministro Mark Carney, Davos 2026 En Inter CPA, vemos el riesgo y la oportunidad como dos caras de la misma moneda. Cada edición de este boletín
- [Riesgo y Oportunidad #6 -  El Sector Sin Fines de Lucro bajo Presión y las Decisiones Estratégicas que Definirán el 2026](https://inter.cpa/blog/riesgo-y-oportunidad-6-el-sector-sin-fines-de-lucro-bajo-presion-y-las-decisiones-estrategicas-que-definiran-el-2026/) - En Inter CPA, vemos el riesgo y la oportunidad como dos caras de la misma moneda. Durante el último año, este boletín ha dado seguimiento a la incertidumbre regulatoria, la gobernanza de IA, el riesgo climático, las tensiones geopolíticas y la volatilidad de políticas públicas. En la Edición No. 3, extrajimos lecciones de la admisión
- [The Nonprofit Sector Under Pressure and the Strategic Choices that will define 2026](https://inter.cpa/blog/the-nonprofit-sector-under-pressure-and-the-strategic-choices-that-will-define-2026/) - At Inter CPA, we view risk and opportunity as two sides of the same coin. Over the past year, this newsletter has tracked regulatory uncertainty, AI governance, climate risk, geopolitical tensions, and policy volatility. In Issue No. 3, we drew lessons from Warren Buffett's admission of miscalculating climate risk. In Issue No. 4, we analyzed
- [Are You Sitting on Crypto Gains? Why Now is the Time for Tax Planning](https://inter.cpa/uncategorized/are-you-sitting-on-crypto-gains-why-now-is-the-time-for-tax-planning/) - As we approach the end of 2025, it’s crucial for cryptocurrency investors to review their tax situation, especially if you’ve realized capital gains this year. The IRS continues to treat cryptocurrency as property, not currency, which means that every sale, exchange, or disposition of crypto is a taxable event. Here’s what you need to know
- [Inter CPA | Risk & Opportunity | Issue No. 5| Global Transitions: Dollarisation, AI & the Green Shift](https://inter.cpa/blog/inter-cpa-risk-opportunity-issue-no-5-global-transitions-dollarisation-ai-the-green-shift/) - This issue arises after a period of observation rather than a pause. In times when events evolve faster than institutions can respond, understanding the balance between risk and opportunity becomes essential. The recent elections, geopolitical shifts, and economic uncertainty remind us that sustainable finance and transparent governance remain the foundation of civic trust. As the
- [Inter CPA | Riesgo y Oportunidad - n.º 5 | Transiciones Globales: Dolarización, IA y la Economía Verde](https://inter.cpa/blog/inter-cpa-riesgo-y-oportunidad-n-o-5-transiciones-globales-dolarizacion-ia-y-la-economia-verde/) - Esta edición surge tras un período de observación más que de pausa. En tiempos en que los acontecimientos evolucionan con mayor rapidez de la que las instituciones pueden responder, comprender el equilibrio entre riesgo y oportunidad se vuelve esencial. Las recientes elecciones, los cambios geopolíticos y la incertidumbre económica nos recuerdan que las finanzas sostenibles
- [Structuring Performance Incentive Bonuses for Nonprofit Executives: What Every 501(c)(3) Board Should Know](https://inter.cpa/blog/structuring-performance-incentive-bonuses-for-nonprofit-executives-what-every-501c3-board-should-know/) - Nonprofit organizations, like their for-profit counterparts, often seek to motivate their leadership teams to achieve ambitious goals. For 501(c)(3) public charities, however, structuring executive compensation, especially performance-based bonuses, requires careful attention to IRS regulations and best practices to ensure compliance and protect tax-exempt status. Can a 501(c)(3) Offer Performance Incentive Bonuses? Yes. The IRS permits
- [Cómo estructurar bonos por desempeño para ejecutivos de organizaciones sin fines de lucro: Lo que toda junta directiva 501(c)(3) debe saber](https://inter.cpa/blog/como-estructurar-bonos-por-desempeno-para-ejecutivos-de-organizaciones-sin-fines-de-lucro-lo-que-toda-junta-directiva-501c3-debe-saber/) - Las organizaciones sin fines de lucro, al igual que las empresas con fines de lucro, buscan motivar a sus equipos de liderazgo para alcanzar metas ambiciosas. Sin embargo, para las organizaciones 501(c)(3), estructurar la compensación ejecutiva —especialmente los bonos por desempeño— requiere una atención cuidadosa a las regulaciones del IRS y a las mejores prácticas
- [Inter CPA | Riesgo y Oportunidad Mensual | Edición No. 4](https://inter.cpa/uncategorized/inter-cpa-riesgo-y-oportunidad-mensual-edicion-no-4/) - En este informe de Riesgo y Oportunidad, identificamos tres áreas que requieren especial atención: el conflicto geopolítico, los cambios significativos en la política fiscal y los impactos del cambio climático. Comprender estos riesgos, sus posibles impactos y aprovechar las oportunidades identificadas puede mejorar significativamente la resiliencia organizacional, la sostenibilidad financiera y el impacto comunitario. 1.
- [Inter CPA | Risk & Opportunity Monthly | Issue No. 4](https://inter.cpa/uncategorized/inter-cpa-risk-opportunity-monthly-issue-no-4/) - In this Risk & Opportunity, three areas that we need to pay close attention to are geopolitical conflict, significant shifts in tax policy, and climate change impacts. Understanding these risks, their potential impacts, and leveraging identified opportunities can significantly enhance organizational resilience, financial sustainability, and community impact. 1. Human Risk: Navigating Uncertainty Recent geopolitical tensions
- [Risk & Opportunity Monthly – Leadership, Resilience & AI in an Era of Uncertainty](https://inter.cpa/blog/risk-opportunity-monthly-issue-no-3-leadership-resilience-ai-in-an-era-of-uncertainty/) - Drawing Lessons from the Berkshire Hathaway 2025 Annual Meeting, Bill Gates' Announcement, and the One Big Beautiful Bill (H.R. 1) Introduction At Inter CPA, we view risk and opportunity as two sides of the same coin. Every new challenge brings potential for adaptation, innovation, and value creation. In this edition of the Risk & Opportunity Report, we
- [Informe Mensual de Riesgos y Oportunidades: Liderazgo, Resilencia e Inteligencia Artificial en una Era de Incertidumbre](https://inter.cpa/blog/informe-mensual-de-riesgos-y-oportunidades-liderazgo-resilencia-e-inteligencia-artificial-en-una-era-de-incertidumbre/) - Lecciones de la Asamblea Anual de Berkshire Hathaway 2025, el anuncio de la Fundación Gates, y el proyecto de ley One Big Beautiful Bill (H.R.1) Introducción En Inter CPA, vemos el riesgo y la oportunidad como dos caras de la misma moneda. Cada nuevo desafío trae consigo el potencial de adaptación, innovación y creación de
- [H.R. 1 Explained: Key Changes for Individuals, Businesses & Nonprofits](https://inter.cpa/blog/h-r-1-explained-key-changes-for-individuals-businesses-nonprofits/) - A significant tax bill, H.R. 1, also known as the "One Big Beautiful Bill Act," recently passed the House on May 22, 2025. If you file taxes, run a business, or work at a nonprofit, several provisions could affect your bottom line as early as next year. Below is a concise breakdown of key changes
- [No Tax on Tips: A Misguided Policy that Hurts Workers and Social Security](https://inter.cpa/blog/no-tax-on-tips-a-misguided-policy-that-hurts-workers-and-social-security/) - Social enterprises and nonprofits already operate in resource-constrained environments. When national policy choices erode the financial bedrock, like payroll taxes that fund Social Security, it affects the long-term sustainability of the entire ecosystem. The opportunity lies in holistic reform: raising the tipped wage, modernizing payroll systems, and protecting shared financial infrastructure. At Inter CPA, we
- [Navigating Clean Energy Policy Shifts: What "The One, Big, Beautiful Bill" Means for Nonprofits and Social Enterprises](https://inter.cpa/blog/navigating-clean-energy-policy-shifts-what-the-one-big-beautiful-bill-means-for-nonprofits-and-social-enterprises/) - At Inter CPA, we understand that many of our nonprofit and social enterprise clients are deeply committed to sustainability, community development, and innovative solutions, often incorporating clean energy initiatives into your missions. The recently proposed "One, Big, Beautiful Bill" (Title XI - Committee on Ways and Means) introduces substantial tax policy changes that could reshape
- [How the "One, Big, Beautiful Bill" Impacts Nonprofits and What You Can Do About It](https://inter.cpa/blog/how-the-one-big-beautiful-bill-impacts-nonprofits-and-what-you-can-do-about-it/) - The proposed “One, Big, Beautiful Bill” introduces substantial tax policy changes that will significantly impact nonprofit organizations. Here are the key changes and their potential implications: 1. Termination of Tax-Exempt Status for Terrorist Supporting Organizations The bill empowers the Treasury Department to suspend the tax-exempt status of organizations providing significant support to listed terrorist groups.
- [Due Process: The Human Right That Protects All Taxpayers—No Matter Their Immigration Status](https://inter.cpa/uncategorized/due-process-the-human-right-that-protects-all-taxpayers-no-matter-their-immigration-status/) - At Inter CPA LLC, we believe financial rights are human rights. Among those, due process stands out. It is not just a legal formality but the foundation that protects all other rights: the right to property, privacy, dignity, and freedom. It applies to everyone, including immigrants whose legal status may be uncertain but who are
- [El Debido Proceso: Un Derecho Humano que Protege a Todos los Contribuyentes—Sin Importar su Estatus Migratorio](https://inter.cpa/uncategorized/el-debido-proceso-un-derecho-humano-que-protege-a-todos-los-contribuyentes-sin-importar-su-estatus-migratorio/) - En Inter CPA LLC, creemos que los derechos financieros son derechos humanos. Y entre ellos, el debido proceso se destaca. No es solo un requisito legal: es la base que protege otros derechos fundamentales como la propiedad, la privacidad, la dignidad y la libertad. Este derecho aplica a todas las personas, incluyendo a inmigrantes con
- [Understanding the Form 990 Due Date for Nonprofits: Why Compliance Matters and What to Do If You Need More Time](https://inter.cpa/blog/understanding-the-form-990-due-date-for-nonprofits-why-compliance-matters-and-what-to-do-if-you-need-more-time/) - For nonprofit organizations, filing Form 990 is a critical annual responsibility. This information return, required by the IRS, provides transparency about your organization’s finances, governance, and activities. Missing the filing deadline can have serious consequences, including penalties and even the loss of tax-exempt status. In this post, we’ll explain when Form 990 is due, why
- [Federal Funding Freezes: How Nonprofits Should Assess Financial Risks and Going Concern Status](https://inter.cpa/blog/federal-funding-freezes-how-nonprofits-should-assess-financial-risks-and-going-concern-status/) - Recent federal funding freezes have introduced new financial uncertainties for nonprofits that rely heavily on government grants and contracts. In this environment, nonprofits must strengthen their financial assessments, disclosures, and liquidity planning. At Inter CPA LLC, we recommend a proactive, structured approach to evaluating going concern risks and safeguarding financial sustainability. 1. Understanding Going Concern
- [FUTA Exemptions Explained: Which Employees and Corporations Are Exempt from the Federal Unemployment Tax Act?](https://inter.cpa/uncategorized/futa-exemptions-explained-which-employees-and-corporations-are-exempt-from-the-federal-unemployment-tax-act/) - The Federal Unemployment Tax Act (FUTA) imposes a payroll tax on employers to help fund unemployment compensation programs. However, not all employers or employees are subject to FUTA. Understanding these exemptions is crucial for managing your organization’s tax obligations accurately and avoiding unnecessary payments. In this blog, we explain the main categories of employees and
- [Why Cutting IRS Staff is a Bad Idea, Especially During Tax Season – Lessons from International Best Practices](https://inter.cpa/uncategorized/why-cutting-irs-staff-is-a-bad-idea-especially-during-tax-season-lessons-from-international-best-practices/) - In the ongoing debate about government efficiency, some argue that reducing IRS staff would cut costs and streamline operations. However, the reality is quite the opposite—especially during tax season, when the demand for IRS services is at its peak. Instead of downsizing, the IRS should look at successful tax administration models from other countries to
- [FCPA Enforcement Paused: What It Means for Internal Controls & Compliance](https://inter.cpa/blog/fcpa-enforcement-paused-what-it-means-for-internal-controls-compliance/) - On February 10, 2025, an executive order was issued to pause enforcement of the Foreign Corrupt Practices Act (FCPA) while reviewing its alignment with U.S. economic and national security interests. The FCPA has historically been a cornerstone in preventing bribery and corruption in international business transactions. But what does this pause mean for accounting professionals,
- [Planificación Fiscal vs. Preparación de Impuestos: Por Qué la Estrategia Inteligente Gana](https://inter.cpa/uncategorized/planificacion-fiscal-vs-preparacion-de-impuestos-por-que-la-estrategia-inteligente-gana/) - La temporada de impuestos está aquí, y para muchos, eso significa apresurarse a reunir recibos, organizar documentos y presentar sus impuestos antes de la fecha límite. Pero, ¿qué pasaría si te dijéramos que enfocarte solo en la preparación de impuestos es como jugar a la defensiva en un juego donde una estrategia proactiva podría ayudarte
- [Por qué un CFO Fraccional es la Mejor Opción para Organizaciones sin Fines de Lucro Pequeñas y Medianas](https://inter.cpa/blog/por-que-un-cfo-fraccional-es-la-mejor-opcion-para-organizaciones-sin-fines-de-lucro-pequenas-y-medianas/) - Gestionar las finanzas de una organización sin fines de lucro (OSFL) mientras se mantiene el enfoque en la misión es un desafío. Para aquellas con presupuestos menores a $5 millones, cada dólar cuenta, pero la complejidad financiera aumenta a medida que crecen. ¿Cómo garantizar una supervisión financiera sólida sin sobrecargar el presupuesto? La respuesta: un
- [Crypto Investors: Maximize Tax Savings Before April 15 with IRS Rev. Proc 2024-28](https://inter.cpa/uncategorized/crypto-investors-maximize-tax-savings-before-april-15-with-irs-rev-proc-2024-28/) - Did you know that a new IRS rule could significantly reduce your crypto tax bill—if you act before April 15? As the tax deadline approaches, cryptocurrency investors must engage in strategic tax planning. The IRS has introduced a game-changing provision, IRS Rev. Proc 2024-28, which offers a safe harbor for allocating the tax basis of
- [Cuando la Política Pública se Encuentra con la Exención Fiscal: Harvard vs el IRS](https://inter.cpa/uncategorized/cuando-la-politica-publica-se-encuentra-con-la-exencion-fiscal-harvard-vs-el-irs/) - En Inter CPA LLC, buscamos mantener informados a los líderes del sector sin fines de lucro sobre las tendencias en políticas públicas que podrían afectar a sus organizaciones. Los recientes acontecimientos que involucran a la Universidad de Harvard y al IRS (Servicio de Rentas Internas) resaltan la importancia de comprender cómo el escrutinio gubernamental—especialmente cuando
- [Tariffs and Your Wallet: How to Prepare for the Financial Impact of U.S. Trade Policy](https://inter.cpa/blog/tariffs-and-your-wallet-how-to-prepare-for-the-financial-impact-of-u-s-trade-policy/) - On April 2, 2025, the U.S. administration signed an executive order establishing a baseline 10% tariff on all imported goods and higher tariffs on countries with trade barriers against American products. This sweeping policy, aimed at correcting persistent trade deficits, is likely to have At Inter CPA LLC, we believe in helping our clients stay
- [Winning a Championship Won't Win You a 501(c)(3): A Cautionary Tale](https://inter.cpa/blog/winning-a-championship-wont-win-you-a-501c3-a-cautionary-tale/) - It's NCAA March Madness season again, and everyone’s excited! Teams are fighting hard, boosters are cheering louder, and nonprofit organizations—or NIL collectives—are sprouting faster than weeds on an unkept baseball diamond. But let's pump the brakes just a bit. Winning a championship might be glorious, but it isn't exactly a free ticket to nonprofit paradise.
- [When Public Policy Meets Tax Exemption: What Nonprofits Can Learn from the Harvard-IRS Dispute](https://inter.cpa/blog/when-public-policy-meets-tax-exemption-what-nonprofits-can-learn-from-the-harvard-irs-dispute/) - At Inter CPA LLC, we aim to keep nonprofit leaders informed about evolving public policy trends that may impact their organizations. Recent events involving Harvard University and the IRS highlight the importance of understanding how government scrutiny, especially when politically motivated, can potentially affect tax-exempt status. ⚖️ The Harvard Case: A New Precedent? In April
- [Why a Fractional CFO is the Right Choice for Small to Mid-Size Nonprofits](https://inter.cpa/blog/why-a-fractional-cfo-is-the-right-choice-for-small-to-mid-size-nonprofits/) - For nonprofits under $5M in budget, hiring a full-time CFO can strain overhead. Here is why a Fractional CFO is a cost-effective way to gain expert financial leadership without compromising impact.

## Pages

- [Financial Planning](https://inter.cpa/) - Boosting growth with specialized CFO & accounting services Empowering your organization to excel in financial management, risk mitigation, compliance assurance, operational efficiency, and positive social impact. Learn More Why Us? Financial Expertise for Non-Profits and Social Enterprise We’re committed to making a positive impact. Our unwavering dedication to driving positive social outcomes sets us apart. We offer a
- [Privacy Policy](https://inter.cpa/about-us/privacy-policy-2/) - (English Version/ Version en español abajo)Last Updated: November 2025 Inter CPA LLC (“Inter CPA,” “we,” “our,” or “us”) is committed to protecting the privacy, security, and confidentiality of all information entrusted to us. As a boutique CPA and financial sustainability firm, we handle sensitive financial and personal data with integrity, transparency, and responsible use of
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- [Contact](https://inter.cpa/contact/) - Contact Your Financial Sustainability Journey is One Click Away At Inter CPA, we’re here to help your organization navigate its financial sustainability journey. Whether you’re seeking strategic advice, need financial accounting or information technology assistance, or have questions about our services, our team is ready to provide the support you need. Get in Touch jpizarro@cpa.com
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## Categories

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## Tags

- [ONGS](https://inter.cpa/tag/ongs/)
- [501c3](https://inter.cpa/tag/501c3/)
- [Nonprofit](https://inter.cpa/tag/nonprofit/)
- [IRS](https://inter.cpa/tag/irs/)
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